Riddle me this…

Millions saw the apple fall, but Newton asked why. 
~Bernard Baruch

There are a lot of things in life that I don’t understand. But right now, I’m not understanding the military’s stance on getting pregnant.

Riddle me this… TriCare (military insurance) will pay for everything to diagnose infertility and will pay for medications like Clomid and Gonal F and other things that make you ovulate more… but only if you are having timed intercourse. If you decide to do IUI, those same medications are no longer covered (same with IVF). Of course, IUI or anything that isn’t “natural” isn’t covered. But the medications? Same ones are covered or not covered depending on how you are trying to get pregnant.

So the military will pay for Viagra (even if you aren’t trying to get pregnant) but won’t pay for fertility medications… if you are doing IUI. If you are doing timed intercourse, that is fine and they are covered. But Viagra? Covered no matter what. How does this compute? It doesn’t in my mind. I can kind of see why IUI and IVF aren’t covered (they are expensive and many insurances won’t cover it), but I don’t understand at all why the medications aren’t covered for those procedures when they are for “doing it naturally.”

Did you know the military will also help pay for an adoption? Yup… up to $2,000 per child and up to $5,000 per year. They’ll pay for that, but they won’t pay for medications if you dare to even pay for IUI out of pocket. It’s a riddle to me. It’s one I’m not going to ever understand.

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4 thoughts on “Riddle me this…

  1. Oh yes, I’ve run into the same problems. I use Madigan, if you’ll recall from my previous comments. I’ve had to pay for my IUIs and IVF (2) and DE IVF (one that I’m doing now). No they don’t cover much if any of it.

  2. I remember back in 2000 when my roommate was looking at the health coverage for her new job, they covered Viagra but not the birth control she used to treat her endo. The double standard is just pathetic. It doesn’t make any sense at all.

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